Article list
  1. Deposit For A Home Loan - How Much Is Enough
  2. Property for Sale
  3. Your Rights As a Buyer
  4. Plan Ahead for Success
  5. What is a Mortgage Loan?
  6. How Much Will I be Able to Borrow?
  7. Mortgage Bonds and Conveyancing
  8. The Conveyancing Process
  9. Types of Loans
  10. Types of Home Ownership in South Africa
  11. The Costs of Buying a Home
  12. Interest Rates
  13. Applying for a Home Loan
  14. Putting in an Offer to Purchase
  15. Taking Ownership of Your New Home
  16. Property Ownership Options
  17. Important Payment Information
  18. Documentation Required For a New Home Loan
  19. Service Excellence is a Top Priority
  20. Bond Registration Process
  21. Capital Gains Tax (CGT)
  22. Points to Look at When Purchasing
  23. Transfer Duty
  24. Basic South African Property Laws
  25. 6 Easy steps to home buying
  26. Tips For Property Buyers
  27. Buying Property in South Africa as a Non-Resident
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Important Payment Information

Make sure your monthly home loan installments, rates and taxes are kept up to date at all times. If you should find yourself in financial difficulty at any time during your loan term, instead of ignoring your dilemma, rather speak to your mortgage lender and municipality about this. Both the municipality and the mortgage lender may as a last resort be forced to sell the property should you continually default on payment.

In most municipalities rates and utility accounts are payable on a monthly basis. However, in the Cape it is common to have to pay rates yearly in advance.

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